Bond pricing differs greatly from stock valuation. Debt instruments are issued in denominations of $100, $1,000, or $5,000, which is considered their par value. When trading, the market price of a bond can be above, below or at par depending on market forces. Key Takeaways The term “at par” means face value or nominal value, […]
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If you have children, you know how important it is to ensure they will be successful in the future. One of the most important factors for future success is to make sure your child gets a solid education at a good college or university. However, the costs of attending college are increasing steadily. Unless you […]
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The heart of every investment strategy is your portfolio. It’s where the rubber hits the road—or rather, where your strategies meet your assets and hopefully produce good results. And these days, you don’t need a professional financial advisor to manage your portfolio. These days, average investors can access great solutions without having to swallow hefty […]
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The legal minimum age requirement to buy or sell stocks in the United States is 18, but that shouldn’t discourage anyone and everyone from engaging with stock investing as early as possible. In fact, someone who is showing an interest in investing before the age of 18 is way ahead of the game compared to […]
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We all know that investing is among the surest ways of building wealth. However, it only works if you do it wisely. The good news is that you don’t have to be a genius to create a winning investment portfolio – even when you are a beginner. While safe investments sound more like an oxymoron […]
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2022’s market environment has been particularly tough for both stocks and bonds. At times of market volatility, it can seem like there is no way to protect your portfolio returns. However, one tried and true method for protecting against major losses is ensuring your investment portfolio is diversified. Despite being one of the best ways […]
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These days, it seems like every cryptocurrency is adopting smart contracts as a way to make themselves more appealing to investors. Bitcoin, the reigning king of cryptocurrency, recently launched the Taproot update which has one crucial benefit: unlocking the potential for smart contracts. Which begs the question: what is all the fuss about smart contracts? […]
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If you are good at saving money, then you will probably reach a point where you need to do something with the money that you have saved. Having $10,000 in savings is great, but might not be the best use of this money. Instead, there are ways that you can use this money to leverage […]
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Did you know that 87% of investors plan to maintain or increase their allocation of alternative investments over the next 12 months? After all, with the nail-biting roller coaster that was the stock market in 2020, more and more investors are interested in investing beyond the traditional stocks and bonds to ensure that they have […]
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In a nutshell, investing is purchasing something that you believe you will be able to sell at a higher price in the future. Investing isn’t stashing your cash in a savings account despite what many will have you believe. While saving may effectively safeguard money for instant-access cash for emergencies, it will simultaneously restrict your […]
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Once the purview of niche hobbyists and the tinfoil hat crowd, cryptocurrency has become increasingly popular among everyday investors. In fact, 13% of Americans invested in cryptocurrency in 2020, and China pivoted away from a crypto crackdown to call Bitcoin a legitimate investment alternative. But for alternative investors, cryptocurrencies pose some interesting questions. For example: […]
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