Asset allocation is a crucial aspect of investing and one of the most important decisions an investor can make. It involves dividing your investment portfolio among different asset classes such as stocks, bonds, cash, and alternative assets. The goal of asset allocation is to balance risk and return, by diversifying your investments, you can potentially […]
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As a new investor, the seemingly endless number of investment options may overwhelm you. However, one thing you probably want to know are the different types of assets to invest in, and which ones appreciate or depreciate over time. What Are Appreciating Assets? An asset is a resource you possess, tangible and in person, digital, […]
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The 60/40 balanced portfolio model has been a benchmark of investment strategy for decades, but recently some experts have declared it dead. In September, CNBC called the 60/40 portfolio “obsolete.” Barron’s followed shortly, saying that the 60/40 approach “hasn’t worked,” before continuing in November with a feature titled “The 60/40 Portfolio is Dead.” Kiplinger, Bloomberg, […]
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There’s an old rule that says 80% of an outcome is created by only 20% of inputs. Called the 80/20 rule, or the Pareto Principle, it was created by the Italian economist Vilfredo Pareto more than 100 years ago in relation to the wealth distribution in Italy, stating that 20% of Italians held 80% of […]
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2022’s market environment has been particularly tough for both stocks and bonds. At times of market volatility, it can seem like there is no way to protect your portfolio returns. However, one tried and true method for protecting against major losses is ensuring your investment portfolio is diversified. Despite being one of the best ways […]
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We often think that the more effort, money, or time that we put into something, the greater the returns we will see. But, input and results rarely correlate in such a straightforward way. More often than not, input and outcome seem to follow the so-called “80-20 rule.” What is the 80-20 Rule? Originally called the […]
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Like it or not, investing comes with its fair share of risk. Although we all would like to see our portfolio grow steadily for years to come, the reality of the situation is that every market has its ups and downs. Stocks are in the middle of a 10+ year bull market, one of the […]
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